Our team has an extensive range of expertise and provide comprehensive, practical and commercially minded legal advice on all matters related to banking, international real estate, asset, project and other financing matters. The sector currently faces a rapidly changing landscape driven by a number of regulatory and economic factors including UK ring-fencing requirements, capital efficacy and repatriation, group consolidation and de-risking, Brexit contingency planning and third party sales.

Banking & Financial Services businesses find themselves under scrutiny like never before from the general public, the media, politicians and their own clients, putting an increased focus on governance, risk and accountability, tax, executive compensation and capital requirements. Our offices provide easy access for financial institutions looking to conduct transactions with international entities and receive expert multi-jurisdictional advice.

Our global presence enables us to provide timely and comprehensive legal advice at the times most critical to our clients.

We regularly provide advice and opinion to our clients on:

Banking

  • Syndicated and non-syndicated loan and credit facilities and security documentation
  • Onshore lending secured by offshore securities
  • Asset and income stream securitisation structures
  • Trade finance

Asset Backed Finance

  • Loan agreements and security documents
  • Formation of SPVs and security, priority, subordination and inter-creditor agreements
  • Sale, acquisition and financing of vessels and aircraft
  • Registration of ships and aircraft across specified international jurisdictions
  • Off balance sheet structures
  • Operating and finance lease structures

Subscription Credit Facilities

  • Subscription credit facilities
  • Multiple fund structures, legal entities as borrowers and guarantors, multi-currency facilities and multiple loan tranches with varying levels of collateral

International Real Estate Finance

  • Loan and credit facilities and security documentation
  • Advice on priority, subordination and inter-creditor agreements
  • Sales and acquisitions and the financing of international real estate transactions
Our Experts

Fiona Chan

Partner: Hong Kong, Shanghai

T +852 2905 5760
E Email Fiona

David Clark

Partner: Bermuda, BVI

T +1 441 298 3583
E Email David

Christopher Cope

Partner: Isle of Man

T +44 (0)1624 647 633
E Email Christopher

James Gaudin

Managing Partner: Jersey

T +44 (0)1534 818 337
E Email James

Tony Heaver-Wren

Partner: Cayman Islands

T +1 345 814 2732
E Email Tony

Andrew Jowett

Partner: BVI

T +1 284 393 5316
E Email Andrew

Jacob MacAdam

Partner: Cayman Islands

T +1 345 814 2016
E Email Jacob

Garry Manley

Partner: Isle of Man

T +44 (0)1624 647 638
E Email Garry

Malcolm Moller

Group Managing Partner: Mauritius, Seychelles, Shanghai

T +230 203 4301
E Email Malcolm

Steven Rees Davies

Partner, Joint Global Head of Technology & Innovation: Bermuda

T +1 441 298 3296
E Email Steven

Liesl Richter

Partner: Cayman Islands

T +1 345 814 2728
E Email Liesl

Fraser Robertson

Group Partner: Jersey

T +44 (0)1534 818 032
E Email Fraser

Eliot Simpson

Partner: Hong Kong, Shanghai

T +852 2905 5765
E Email Eliot

John Wasty

Global Co-Head of Dispute Resolution: Bermuda

T +1 441 298 3232
E Email John

Jeffrey Kirk

Managing Partner: BVI

T +1 284 393 5318
E Email Jeffrey

Faye Moffett

Managing Partner: Isle of Man

T +44 (0)1624 647 631
E Email Faye

Jeremy Berchem

Office Managing Group Partner*: Guernsey

T +44 (0)1481 755 601
E Email Jeremy

Tom Brook

Partner: Isle of Man

T +44 (0)1624 647 624
E Email Tom

Vincent Chan

Counsel: Hong Kong, Shanghai

T +852 2905 5759
E Email Vincent

Adam Johnson

Partner: Cayman Islands

T +1 345 814 2983
E Email Adam

Chet Pohl

Group Partner*: Guernsey

T +44 (0)1481 755 608
E Email Chet

Amy Benest

Senior Associate: Jersey

T +44 (0)1534 818 009
E Email Amy

Yantee Hurnaurn-Calcutteea

Senior Associate: Mauritius

T +230 203 4310
E Email Yantee

Kevin McQuillan

Senior Associate: Jersey

T +44 (0)1534 818 367
E Email Kevin

Alexandra Simpson

Senior Associate: Cayman Islands

T +1 345 814 2704
E Email Alexandra

Dean Bennett

Senior Associate: Cayman Islands

T +1 345 814 2980
E Email Dean

Sophie Corkish

Associate: Isle of Man

T +44 (0) 1624 647 696
E Email Sophie

Karina Li

Associate: Hong Kong

T +852 2905 5716
E Email Karina

Lebogang Maimane

Associate: Jersey

T +44 (0) 1534 818 068
E Email Lebogang

Jennifer Rosser

Associate*: Guernsey

T +44 (0)1481 755 901
E Email Jennifer

Robert Sit

Senior Associate: Hong Kong, Shanghai

T +852 2905 5739
E Email Robert

Nicole Sorbie

Senior Associate: Guernsey

T +44 (0) 1481 755 611
E Email Nicole

Quinton Tse

Associate: Hong Kong

T +852 2905 5767
E Email Quinton

Paul Worsnop

Senior Associate: Jersey

T +44 (0)1534 818 225
E Email Paul

Cissy Chan

Legal Executive: Hong Kong, Shanghai

T +852 2905 5754
E Email Cissy

Billy Li

Legal Executive: Hong Kong, Shanghai

T +852 2905 5729
E Email Billy

David Bulley

Partner: Hong Kong, Shanghai

T +852 6201 3662
E Email David

Stuart Tyler

Partner: Guernsey

T +44 (0)1481 755 606
E Email Stuart

Related Articles
25 Nov 2020 |

A lesson in captives

Latin America continues to be one of the world’s largest emerging markets, and although challenges...

23 Nov 2020 |

Foundations and the impact of the Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020

Jersey adopted the Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020 (D...

23 Nov 2020 |

Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020

Jersey adopted the Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020 (D...

19 Nov 2020 |

Issues to consider on terminating employment

In this article we discuss some of the key issues that employers and employees should consider when ...

17 Nov 2020 |

Appleby launches new Regulatory Podcast

Appleby is pleased to introduce our new Regulatory podcast.  This first series - "Q&A with A&am...

Contributors: Quinton Tse
13 Nov 2020 |

To Intervene or not Intervene?

Consideration is often given as to the circumstances when the courts may intervene in the administra...

10 Nov 2020 |

Lockdown 2.0: Update on Jersey Cash Box Structures

Since our last update on cash box structures at the start of April 2020 the UK economy has endured a...

Contributors: Kevin McQuillan
5 Nov 2020 |

Data Protection Authority Registration and Data Protection Officer Requirements for Data Controllers: Bermuda

This Q&A discusses the obligations for private-sector data controllers in Bermuda to notify, reg...

Contributors: Bradley Houlston
30 Oct 2020 |

When Worlds Collide – How COVID is Connecting Technology with Natural Resources

Dating back to the beginning of 2020, the natural resources sector has been extremely active at both...

26 Oct 2020 |

Giving notice: key considerations

In this month’s article we discuss some of the key issues to consider when giving notice to termin...

Sector Latest
24 Nov 2020 | News

Appleby Strengthens and Expands Dispute Resolution Team in Guernsey

Leading offshore law firm Appleby is delighted to welcome Ryan Courtney to the Guernsey team.

23 Nov 2020 |

Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020

Jersey adopted the Financial Services (Disclosure and Provision of Information) (Jersey) Law 2020 (D...

17 Nov 2020 |

Appleby launches new Regulatory Podcast

Appleby is pleased to introduce our new Regulatory podcast.  This first series - "Q&A with A&am...

Contributors: Quinton Tse
11 Nov 2020 | News

Canargo Limited – In Liquidation: Royal Court guidance on liquidators’ applications for directions

In October 2020, the Royal Court handed down helpful guidance on the principles applicable to direct...

Contributors: Andrew Murphy
10 Nov 2020 |

Lockdown 2.0: Update on Jersey Cash Box Structures

Since our last update on cash box structures at the start of April 2020 the UK economy has endured a...

Contributors: Kevin McQuillan
23 Oct 2020

Recognition for Appleby lawyers in the latest Chambers and Partners Guide

Twenty three Appleby lawyers have been recognised in the latest Chambers and Partners UK Guide.

23 Oct 2020 | News

Appleby Hong Kong office shortlisted in four categories at the Asian Legal Business Hong Kong Law Awards 2020

Appleby Hong Kong office shortlisted in four categories at the Asian Legal Business Hong Kong Law Aw...

Contributors: Judy Lee, Fiona Chan
16 Oct 2020 |

Guernsey Property Unit Trusts – for UK real estate investment

Guernsey Property Unit Trusts (GPUTS) are a frequently used vehicle for holding UK real estate. Rec...

Contributors: Stuart Tyler
14 Oct 2020 |

Equal Pay and Discrimination Claims – A New Reality for Guernsey

Like most offshore jurisdictions, the legal community in Guernsey is tightly knit, but traditionally...