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Gemma is Counsel within the Corporate department in Jersey. She advises on all aspects of restructuring and insolvency, corporate finance, banking and regulatory law.

Having qualified as a Solicitor in England and Wales in 2009, prior to joining Appleby, Gemma spent eight years in the restructuring and insolvency team of a leading international law firm. Gemma’s experience covers contentious and non-contentious insolvency and business restructuring advice to insolvency practitioners, institutional lenders and major corporates. She has extensive experience advising lenders on their security net, including the lender’s potential exposure, enforcement options and possible enhancements that could be made, in each case.

Since her move to Jersey, Gemma has broadened her banking and regulatory experience, advising financial institutions on all aspects of regulatory compliance including substantial restructurings driven by regulatory requirements, corporate simplification or rationalisation. She also advises clients on the anti-money laundering legal and regulatory framework in Jersey.

Work Highlights

  • Acting for the joint administrators of a major UK fashion retailer in obtaining recognition of their appointment in Jersey, to be able to deal with Jersey situs assets.
  • Taking a leading role in advising Santander UK plc on the transfer of their banking businesses in both Jersey and the Isle of Man into the respective Jersey and Isle of Man branches of Abbey National Treasury Services plc, pursuant to a court-sanctioned scheme in each jurisdiction.
  • Frequently delivering advice to some of the major retail banks (HSBC, Santander, Lloyds and Barclays) and other financial institutions with regard to all aspects of regulatory compliance with the anti-money laundering legal and regulatory framework in Jersey.


“Gemma is always quick to respond to questions/queries and provides pragmatic, considered and sensible legal advice helping to demystify the complicated.” Client Feedback

Legal 500 UK 2022 writes “Gemma [has] an excellent advisory practice – regulatory guidance, corporate governance, insolvency advice, she is a go-to person for us. She is also an excellent coordinator of workstreams across multiple jurisdictions and we rely on her work a lot.”

Qualifications & Education

Gemma qualified as a Solicitor in England and Wales in 2009.

  • College of Law, Birmingham (England)
  • University of Birmingham (England)

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