When a disability affects performance

Published: 1 May 2019
Type: Insight

First Published in The Bermuda Chamber Of Commerce Newsletter (Chamber Insider) May 2019

What duties does an employer have when an employee develops a disability which prevents him from performing his employment duties, either completely or partially?

This is effectively a performance issue. However, the employer is under an obligation to consider whether any reasonable adjustments can be made to assist the employee with returning to work. Otherwise, the employer may be in breach of the Human Rights Act 1981 (Human Rights Act).

It is a breach of the Human Rights Act to discriminate against an individual because of a disability. However, the Human Rights Act also provides that nothing in that Act confers upon any person any right of employment or any right to be given, or to be retained in, any employment for which he is not qualified or which he is not able to perform or of which he is unable to fulfil a bona fide occupational requirement, or any right to be trained, promoted, considered or otherwise howsoever treated in or in relation to employment if his qualifications or abilities do not warrant such training, promotion, consideration or treatment.

The obligation to consider reasonable adjustments is set out in section 9C of the Human Rights Act, which provides that a disabled person shall not be considered disqualified for employment by reason of his disability if it is possible for the employer, or prospective employer, to modify the circumstances of the employment so as to eliminate the effects of the disabled person’s disability in relation to the employment, without causing unreasonable hardship to the employer or prospective employer.

For the purposes of this section “unreasonable hardship” arises in circumstances where (a) modification of a disabled person’s employment or prospective employment to eliminate or reduce the effects of the disabled person’s disability would be unreasonably costly, disruptive, or extensive; or (b) making such a modification would unreasonably alter the nature or operation of the employer’s business.

The unreasonableness of a modification will be determined on a case-by-case basis taking into account certain statutory factors which in summary include (i) the overall size of the employer’s work place; (ii) financial implications, concerning the employer’s workplace; and (iii) the impact on safety, concerning the employer’s workplace.

It is recommended that in considering any reasonable adjustments that a medical opinion is obtained.

In the event that there are no reasonable adjustments which can be made to assist the employee with returning to work, the employee may be dismissed by reason of their inability to perform their employment duties.

This note is intended as a high level overview of this topic and there may be a number of other issues which will also require consideration. Legal advice should always be sought on a case by case basis.

locations

Bermuda

services

Dispute Resolution

types

Insight

Share
More publications
050-Insolvency-Restructuring-Grid-Image
13 Jul 2026

Bermuda: Restructuring & Insolvency

This country-specific Q&A provides an overview of Restructuring & Insolvency laws and regulations applicable in Bermuda.

Appleby-Website-Regulatory-Practice
10 Jul 2026

It’s healthy to sometimes disagree with regulators

At some point, almost every regulated business will disagree with its regulator.

Appleby-Website-Privacy-and-Data-Protection
8 Jul 2026

Bermuda Privacy Commissioner Signals Shift to Stronger PIPA Enforcement

The Office of the Privacy Commissioner (PrivCom) has issued its first annual report since Bermuda's Personal Information Protection Act 2016 (PIPA) came fully into force, with the reports content signaling a transition from education and implementation to a stronger focus on enforcement.

Bermuda-1024x576-1
1 Jul 2026

A Forest for the Future

A first since the blight, the airport cedar forest is growing tall and standing strong.

Appleby-Website-Regulatory-Practice
1 Jul 2026

Complied out of business

Firms are complying themselves out of business because compliance no longer matches the evolving sophistication of the Bermuda Monetary Authority (BMA).

Appleby-Website-Insurance-and-Reinsurance
1 Jul 2026

The long game: how Bermuda became the world’s life reinsurance capital

Ask a life insurer in New York, London or Tokyo where the liabilities behind their book ultimately sit and there is an increasingly good chance the answer is a 21-square-mile island in the North Atlantic.

Appleby-Website-Insurance-and-Reinsurance
1 Jul 2026

Record H1’26 Cat Bond Issuance Driven by Rising Sponsor Comfort and Diversified Risk

With H1 2026 officially breaking the record for the most catastrophe bond deals to come to market and settle in the first six months of the year, a key trend driving this momentum is how comfortable sponsors have become with the mechanics of the overall cat bond space. This familiarity has ultimately encouraged a wave of new sponsors to enter the market, according to Brad Adderley, Managing Partner at law firm Appleby.

Appleby-Website-Employment-and-Immigration
12 Jun 2026

The Cost of Getting Employee Departures Wrong: Five Common Pitfalls for Bermuda Employers

Employee departures are an inevitable part of running a business, but the way they are managed can have significant legal, financial and operational consequences. In Bermuda, employers who approach terminations without adequate preparation may expose themselves to unnecessary disputes, regulatory issues, and reputational harm. Whether an employee is being dismissed for performance reasons, made redundant or departing as part of a negotiated exit, by recognizing the following common mistakes and taking a proactive approach, organizations can manage departures more effectively and reduce risk.

Appleby-Website-Privacy-and-Data-Protection
8 Jun 2026

It’s time to bridge Pipa compliance gap

A review of 200 publicly available privacy notices of companies in Bermuda has revealed that just one in nine are fully compliant with the Personal Information Protection Act 2016.

Appleby-Website-Privacy-and-Data-Protection
26 May 2026

Transparency is a legal requirement under Pipa

Major companies across the European Union have faced substantial fines between 2019 and 2024, estimated at a total of €930 million (about $1.08 billion), not only for cyberattacks or data breaches, but also for issues such as noncompliant privacy notices. A common theme in many cases has been a lack of transparency.