Lead-in to PIPA law is not too lengthy

Published: 22 Jun 2023
Type: Insight

Last Friday in the House of Assembly, the Government introduced amending legislation required to bring Bermuda’s 2016 privacy laws into effect on January 1, 2025. That may seem like a long ramp-up period to some, but it is not.

Bermuda’s Personal Information Protection Act 2016 (PIPA) sets out a comprehensive regime to protect a broad range of personal information, including information – among all other details about an identified or identifiable individual – that may disclose an individual’s address and contact information, family status, financial circumstances, and their physical and mental health.

As important as it is for many organisations and businesses to use and rely upon personal information to carry on business, it is also vital to ensure that such information is protected and not wrongfully exploited.

  • Understand both the privacy rights of individuals and the obligations and requirements of their organisations under PIPA
  • Develop a critical path to adopt and implement the compliance measures and policies that will be required
  • Train their personnel in the systems, activities and procedures that must soon be adopted and implemented to ensure their compliant use of personal information

Many organisations have diligently begun that compliance development process and will benefit from their head start. Others, some of whom have complex operations that are highly dependent on personal information, now have a fixed date for compliance that will likely be motivational.

Friday’s introduction of PIPA’s amending legislation was just the beginning of PIPA’s implementation. Although those amendments are designed to harmonise PIPA with the laws that allow the public to access government information, the Electronic Transactions Act 1999 also contains various privacy provisions that I suspect may also require some harmonisation in the months ahead.

Perhaps one of the greatest benefits that the 18-month lead-time will provide is the time that it will afford the Privacy Commissioner to publish his much anticipated Guide to PIPA that was announced last week, and that is promised to contain “dozens of pages of tips, checklists and other pieces of advice” that will provide welcomed compliance guidance to encourage and facilitate PIPA preparedness.

To learn more about PIPA, listen to our recent Bermuda Shorts ‘Tech Talks’ podcast on Bermuda’s privacy law.

First Published in The Royal Gazette, Legally Speaking column, June 2023

Share
More publications
Appleby-Website-Insurance-and-Reinsurance
22 Sep 2026

BMA Sets Out Phased Path to a Bermuda Insurance Resolution Regime

The Bermuda Monetary Authority (BMA) has proposed a framework for resolving failing (re)insurers. Boards and executive teams should take note and, where appropriate, take part in the consultation, which closes on 15 December 2026.

ICLG Fintech 21 cover
14 Sep 2026

Navigating BMA’s proposed AI guidance note

Now that the Bermuda Monetary Authority has shifted its focus from general principles about artificial intelligence to a concrete, actionable regulatory framework, board and executive teams of financial service companies must take note and decide whether to become involved in the consultative process.

Appleby-Website-Employment-and-Immigration
10 Sep 2026

AI in the Workplace: Emerging Legal Issues for Bermuda Employers

Artificial intelligence is rapidly becoming part of the modern workplace. It has moved quickly from being an experimental technology to an everyday business tool. Employers are already using AI to draft job advertisements, screen applications, assess candidates, analyse employee performance, monitor productivity and assist with disciplinary and termination decisions. For employers, the attraction is obvious. AI can process large quantities of information quickly, identify patterns and perform tasks that previously required significant human resources. But such widespread application of AI is also giving rise to legal risk as regulators and courts around the world consider what happens when an employment decision is made, or materially influenced, by an algorithm. It is a question that is likely to become increasingly relevant in Bermuda, as the law necessarily catches up with the technology.

Appleby-Website-Insurance-and-Reinsurance
8 Sep 2026

Capital rich, softening rates, big opportunity: the growth dilemma

After several years of healthy profits, despite some softening, the reinsurance market remains in good shape – if discipline remains. Meanwhile, new and complex risks are emerging, including data centres, offering big opportunities for growth for those willing to take it on. They were some of the takeaways from 10 senior executives from the Bermuda market who met at a roundtable in Monte Carlo.

Appleby-Website-Insurance-and-Reinsurance
8 Sep 2026

A refusal to stand still

Anchored by regulatory credibility and an unmatched marketplace, Bermuda continues to widen its offering with capital adaptability and innovation, says Brad Adderley, of Appleby.

Appleby-Website-Funds-and-Investment-Services
27 Aug 2026

Late-stage liquidity and the Bermuda fund toolkit

Private-market liquidity once followed an exit. Today, however, it must often be engineered. That matters in Bermuda, where asset management is not only a substantial sector in its own right, but also complemented by Bermuda’s re/insurance and insurance-linked securities market.

Corporate
13 Aug 2026

The limited liability company: ten years on

Nearly a decade after they were first introduced in Bermuda, parties have started to appreciate the benefits offered by limited liability companies — and consequently we have begun to see LLCs used with increasing frequency.

Appleby-Website-Insurance-and-Reinsurance
11 Aug 2026

MGAs, capacity and control

Max Tetlow and Cathryn Minors of Appleby examine the forces pushing MGAs toward better alignment and more disciplined capital.

Technology and Innovation
28 Jul 2026

Bermuda’s digital asset foresight bearing fruit

The wisdom of Bermuda’s pioneering approach in the digital asset business space has been underlined by the latest global economic impact figures compiled by McKinsey & Company, the global management consulting firm.

050-Insolvency-Restructuring-Grid-Image
13 Jul 2026

Bermuda: Restructuring & Insolvency

This country-specific Q&A provides an overview of Restructuring & Insolvency laws and regulations applicable in Bermuda.