Bermuda – Women in Hamilton: Josephine Noddings

Published: 10 Jul 2024
Type: Insight

Appleby Counsel Josephine Noddings says Bermuda gives access to the some of the best minds in the reinsurance sector, which offers lawyers a varied and fast-paced workload.


Give us a snapshot of your career to date.

I was admitted as a solicitor in England and Wales in 2012 and worked as a corporate lawyer in England until the opportunity to relocate to Bermuda arose 2017. On moving to Bermuda I joined Appleby’s corporate team and was introduced to the re/insurance sector. Since then I have advised on a broad range of transactions in the re/insurance sector and have been recognized in a number of directories and publications for my work.

What attracted you to re/insurance within the legal profession?

My involvement in the re/insurance sector came about as a result of my move to Bermuda. Given the prominence and importance of the sector in Bermuda it was a natural progression for my career, and one that I am glad I was given the opportunity to take.

Who inspired you or acted as a mentor in your career?

I am inspired by people who work to achieve the goals that they set themselves, both personally and professionally, and who are willing to share their knowledge and experiences. I have been lucky to work with a number of such individuals who have given me guidance and support throughout my career, and who have inspired me to become the lawyer that I am today.
What are your ambitions?

I enjoy the job that I do and sector that I work in. My ambition lies in working with those entering the profession, providing mentoring and helping them to achieve the successes in their careers that I feel I have achieved in mine.

Do you feel the legal and re/insurance sectors have made progress in terms of diversity and inclusion since you became a lawyer?

Absolutely, yes. While there continues to be work to be done, progress has been and is being made. There is now a focus on issues of diversity and inclusion within companies in the sector aspiring to ensure that they are representative of the societies and communities that they serve.

Do you feel this sector is especially attuned to diversity and inclusion?

There is certainly now a focus on issues of diversity and inclusion resulting from not only legal requirements but also from companies becoming more in tune with their societal and moral responsibilities. It is an ongoing process to get the balance right but the sector is moving in the right direction.

Have you encountered any challenges related to diversity and inclusion?

I have been lucky in my career, even when working in male dominated environments, to work with people that have been supportive and inclusive.

Would you encourage other women to consider this sector?

Yes. I think the sector offers many opportunities for a fulfilling and varied career.

Why is this sector great to work in?

The re/insurance sector provides a varied and interesting workload, it can be fast paced, demanding and rewarding. I have been able to work with some great people during my time working in re/insurance

Why is Bermuda a great place to be?

Bermuda has access to some of the best minds in the re/insurance sector and to leading international business, whilst offering an amazing lifestyle with sun, sea and sand outside of the office!

First Published in Bermuda:Re+ILS, July 2024

Share
More publications
Appleby-Website-Insurance-and-Reinsurance
23 Jan 2026

Bermuda: Chambers Insurance & Reinsurance Guide 2026

The guide provides the latest information on sources of insurance and reinsurance law, overseas-based insurers or reinsurers, making an insurance contract, intermediary involvement, alternative risk transfer (ART) transactions, warranties, conditions precedent, insurance disputes and insurtech.

Fund Finance
22 Jan 2026

Fund Finance Laws and Regulations 2026 – Bermuda

The Bermuda fund industry sees investment predominantly from North America and Europe, and therefore trends in the Bermuda fund finance market track the major onshore markets. Although there is no overall data reporting service for the local fund finance market, anecdotal reports from many of the major facility lenders, as well as Appleby practitioners, anticipate that there will continue to be a high demand for capital call or subscription line facilities. That is not to say, of course, that other structures such as NAV facilities will not be utilised.

Appleby-Website-Corporate-Practice
16 Jan 2026

Extracting capital from a Bermuda company

It is widely accepted that one of the main purposes of a business is to create value for its shareholders, who contribute significant capital into entities, hoping that value will be returned to them.

Appleby_preview_Bermuda_1
9 Jan 2026

Bermuda Prohibits Bearer Shares and Nominee Directors

On 21 November 2025, Bermuda passed the Companies (Prohibition of Bearer Shares and Nominee Directors) Amendment Act 2025 (Act). The Act, which came into full force on 10 December 2025, amends both the Companies Act 1981 (Companies Act) and Limited Liability Company Act 2016 (Limited Liability Company Act) in respect of bearer shares, nominee directors, alternate directors and beneficial ownership record keeping for companies and limited liability companies (LLCs) discontinuing to another jurisdiction.

Appleby-Website-Insurance-and-Reinsurance
5 Jan 2026

Cat Bond Issuance Well-Placed to Reach $20bn Again In ‘26, Fueled by Momentum & Proven Success

Annual catastrophe bond issuance hit record heights for the third consecutive year in 2025, and as Brad Adderley, Managing Partner at law firm Appleby’s Bermuda office highlights, given the significant activity and momentum observed in the market, it would not be unexpected for the market to achieve $20 billion once more in 2026

Appleby-Website-Insurance-and-Reinsurance
22 Dec 2025

Collateralised insurers benefit from flexible forms of capital

Bermuda’s well established corporate regulatory regime offers a variety of corporate vehicles that can be used to support insurance-linked securities.

Technology and Innovation
2 Dec 2025

Do cryptocurrencies count as money?

When Satoshi Nakamoto first proposed bitcoin in 2008, he described it as a “peer-to-peer electronic cash system”.

050-Insolvency-Restructuring-Grid-Image
27 Nov 2025

Bermuda: Americas Restructuring Review 2026

This article discusses the defining features of Bermuda’s insolvency landscape and the primary insolvency and rescue procedures available under Bermuda law, including compulsory liquidations, provisional liquidations and schemes of arrangements.

Appleby_preview_Bermuda_1
17 Nov 2025

Where there is a will, there is a claim

Imagine living with your partner for more than a decade, only to discover that under Bermuda law, you have no automatic right to their estate if they die without a will.

Appleby-Website-Bermuda2
30 Oct 2025

Changes to beneficial ownership regime

One of the most notable innovations in the Beneficial Ownership Act 2025, which was passed last month in the House of Assembly, is the introduction of an enforcement process that allows companies to act against uncooperative beneficial owners.