E [email protected]
T +44 (0)1534818260

Download Profile


Tom Vibert is an Associate within the Corporate department in Jersey. He has a broad practise advising on all aspects of corporate and finance transactions, with a particular emphasis on structured finance, securitisation and general finance transactions. He has significant experience in advising lenders, sponsors, arrangers and borrowers on high-value, international securitisations and general structured finance transactions.

Tom started as a paralegal within the Corporate department of Appleby in Jersey in 2014, after which he spent five years as first a Trainee Solicitor and subsequently an Associate in the Banking & Finance team of a well-respected international firm in London. During this time, he also spent 6 months seconded to the trade finance & trade receivables team of a leading investment bank in London.

Tom re-joined Appleby as an Associate in January 2022.


Recent highlights include:

  • Advising a real-estate credit fund on a securitisation of a portfolio of developmental loans through the issuance of commercial mortgage-backed notes via a Luxembourg securitisation vehicle.
  • Advising a German Landesbank in relation to a securitisation of auto-parts trade receivables generated by a global auto parts manufacturer.
  • Advising a global logistics and supply chain services provider on the restructuring of its existing trade receivables programme, in anticipation of the spin-off of certain parts of the business.
    Advising a leading European asset manager as sponsor of a £455 million public residential mortgage-backed securitisation of mortgages over properties located in England, Wales, Scotland and Northern Ireland.
  • Advising a lender accredited under the Coronavirus Business Interruption Loan Scheme (CBILS), in the context of its structured financing programme for the ongoing origination of invoice receivables to customers of supply of goods and services located in the UK.
  • Advising a leading US investment bank and British multinational investment bank on a structured financing multi-jurisdictional receivables purchase programme, for the purchase of receivables originated by a luxury car manufacturer.
  • Advising a leading US investment bank as initial purchaser in connection with its a CLO issuance in excess of €400million.


BPP Law School Holborn, Legal Practice Course (September 2016 – June 2017) – Commendation

University of Durham, Law LLB (Hons) (September 2011 – June 2014)



Related People

Sarah McDonald

Paralegal: Jersey

T +44 (0)1534 818 270
E Email Sarah

Sam Jaakola

Paralegal: Jersey

T +44 (0)1534 818 064
E Email Sam

Iain Millar

Group Partner: Jersey

T +44 (0)1534 818 251
E Email Iain

Christophe Kalinauckas

Partner: Jersey

T +44 (0)1534 818 193
E Email Christophe

Angharad Prescott

Trainee: Jersey

T +44 (0)1534 818 079
E Email Angharad

Stephen Parnell

Associate: Jersey

T +44 (0)1534 818 014
E Email Stephen

Daniel Healy

Senior Associate: Jersey

T +44 (0)1534 818 010
E Email Daniel

Lisa Upham

Professional Support Lawyer: Guernsey, Jersey

T +44 (0)1481 755 605
E Email Lisa

Paul Worsnop

Senior Associate: Jersey

T +44 (0)1534 818 225
E Email Paul

Chris Smedley

Senior Associate: Jersey

T +44 (0)1534 818 171
E Email Chris